By OKUNADE ADEKUNLE
The Commissioner for Housing in Lagos State, Hon. Moruf Akinderu, has said that the housing policies of Governor Babajide Sanwo-Olu’s led administration are people oriented, saying that there are different housing units for different categories of people, most especially the common man.
Akinderu said this while fielding questions from newsmen at the just concluded stakeholders meeting in Oshodi, where he enumerated the programmes of the government for Lagosians.
He added that the government was aware of the housing problem in Lagos as a mega city thereby making effort to resolve them.
“The government is not unaware of the housing deficit in the city by the virtue of its population, we know millions of people need shelter.
Though, the government cannot solve the housing problem at once and that is why we are doing it bit by bit, different housing units for different categories of people, most especially the common man”, he said.
On how the common man would weather through government bureaucracy to access them, he said that was the reason they handed them over to Mortgage Board to manage.
“We have two types of housing units, the Joint Venture Housing and the Affordable Housing, which you need just five percent of the total cost to access , then, spread the rest payment monthly over a period of ten years.
Of course, you have to be qualified to be able to benefit from this, qualification means that you have a monthly income that can carry it because 33.1percent of your monthly income will go into servicing it, and you can not tranfer ownership until after ten years”, he clarified.
When asked if the schemes are only for the people on paid employment alone, he said no, ” if you are into private business all you need to do is bring proof of your income flow just to demonstrate that you have the financial capacity to pay.
And for those who have the cash, there is a joint venture housing scheme, one for outright sale,you pay and get the house allotted to you, so you don’t have to go and disturb the scheme that is meant for the common man”. Akinderu maintained.
The Commissioner further explained how the programme could be accessed by the people, “My Ministry is not directly incharge of the sales, we have the Lagos Mortgage Board, we have the LBIC, theses are the bodies you will approach, they have their programmes, all you need is to key into their programme.
Walk into their offices, open an account with them, they would tell you what schemes are available, they do advertise, you don’t need to know anybody to access them. People are already turning out in large numbers, we have a lot of applications, about 2,500 of them and we only have 492 flats for now, that is why it is going to be phase by phase,” he explained.
Talking about his appointment into the cabinent, Akinderu said that he saw it as an opportunity and a challenge because appointment into such office in Lagos is not a tea party.
“For me, it is a call to serve, it is no longer come and have fun but work,work, work, you can see that I am already rushing down to the office, we are talking about serving over 22 million Lagos residents among whom we are privileged to be appointed. To me, it’s not a tea party”, he said.